Terms of Service

Last Updated: December 10, 2025

Please read these Terms of Service carefully before using the AnalystAI application.

1. Acceptance of Terms

By using the AnalystAI application, you agree to these Terms of Service. If you do not agree with any terms, do not use our application.

2. Service Description

AnalystAI is an intelligent finance and task management application that provides:

• Expense and income tracking
• Task and time planning
• AI financial analytics
• Personal recommendations
• Bank card connection
• Report generation

3. Registration and Account

To use the full functionality of the application, registration is required. You agree to:

• Provide accurate and up-to-date information
• Protect your password from third-party access
• Immediately report any unauthorized access
• Not transfer your account to others

4. Premium Subscription

4.1 Available Plans:

• Free: Limited functionality, 1 bank card
• Premium: Full access to all features, unlimited cards

4.2 Payment and Renewal:

• Subscription automatically renews each month
• You can cancel subscription at any time
• Refunds are processed according to payment provider policy

5. Rights and Restrictions

5.1 You may:

• Use the application for personal purposes
• Export your data
• Use all available features within your plan

5.2 You may not:

• Hack or attempt to bypass application protection
• Use the application for illegal purposes
• Distribute malicious code
• Attempt unauthorized access

6. Intellectual Property

All rights to the AnalystAI application, including code, design, logos, and content, belong to us. You may not copy, modify, or distribute the application without our permission.

7. Limitation of Liability

AnalystAI is provided "as is". We do not guarantee that:

• The application will work without interruption
• Data will always be available
• Analytics will be 100% accurate
• All features will always be available

8. Termination of Access

We may terminate or suspend your access to the application if:

• You violate these Terms
• Request from law enforcement
• Technical reasons or updates

9. Changes to Terms

We reserve the right to change these Terms of Service. Changes take effect upon publication on this page.

10. Governing Law

These Terms are governed by the laws of the Russian Federation. All disputes shall be resolved in the courts at the company's location.